Who is Anumati?

We put YOU in-charge of your data sharing and let YOU share it safely only with those Financial Institutions that YOU want to do business with.
Anumati is a brand owned and offered by Perfios Account Aggregation Services Pvt Ltd, the NBFC-AA licensed by RBI.
Nobody gets your data without your consent. Anumati cannot read, much less store, your data.

In Partnership With

Secure. Permissioned. Rewarding.

How
Anumati Works?

1. Register

Registering for Anumati is simple. Use the mobile number you’ve registered with your bank and set a 4-digit PIN. We will verify your mobile number with an OTP, and thereafter set [Your mobile number]@anumati as your AA handle, and your AA account is ready!

2. Discover and add your bank accounts

Next, Anumati automatically searches for savings, current, and fixed deposit accounts in participating banks linked to your registered mobile number. Once Anumati discovers your accounts, you can select the ones you want to link to your Anumati account aggregator. If you wish, you can manually add your accounts from the participating financial institutions as well. There are no limits to how many accounts you can link.

3. Approve and manage consent for data sharing

When you transact with participating financial institutions , for example, a lender through their apps/websites, they will need your financial data to decide on your loan request. The lender’s app/website will ask you to share your financial data via various means, including Anumati. Using your Anumati AA account as your consent manager drastically cuts down processing time and improves your experience of doing business with financial institutions.

How
Anumati Works?

Step 1. Register

Registering for Anumati is simple. Use the mobile number you’ve registered with your bank and set a 4-digit PIN. We will verify your mobile number an OTP, and thereafter set [Your mobile number]@anumati as your AA handle.

Step 2. Discover and add your bank accounts

Next, Anumati automatically searches for savings, current, and fixed deposit accounts in participating banks linked to your registered mobile number. Once Anumati discovers your accounts, you can select the ones you want to link to your Anumati account. If you wish, you can manually add your accounts from the participating financial institutions as well. There are no limits to how many accounts you can link.

Step 3. Approve and manage consent for data sharing

When you transact with participating financial institutions , for example a lender through their apps / websites, they will need your financial data to decide on your loan request. The lender’s app/website will ask you to share your financial data via various means including Anumati. Using Anumati drastically cuts down processing time and improves your experience of doing business with them.

Ask Anu

What is data privacy?

Data privacy is your right to control what personal data you share, with whom, and ensure that your personal information is used for your benefit, with your knowledge. 

Why should you care?

Free apps harvest your financial data and make money from advertisers who pay for it. Instead of rupees, you’re paying with your personal data – often without realising it.

Why account aggregation?

Account Aggregators are licensed by the RBI to let you link your bank accounts once and control who you share that data with – or not

Anu’s Perspective

Srikanth Rajagopalan

We have a Data Protection Law. Now what?

  India’s Digital Personal Data Protection Act is a landmark piece of legislation. India is a nation of 1.4 ........

Aug 22, 23 3 minute read

Srikanth Rajagopalan

Accelerating Lending to MSMEs: Harnessing Bank Statements and GST Data through Anumati

  We are delighted to announce that the GSTN has officially joined the Account Aggregator network as a FIP. MS ........

Jul 03, 23 3 minute read

Srikanth Rajagopalan

Light the spark with Anumati Imagine an all too real scenario at your mid-to-large size financial institution

Lending is all about risk management You’ve been in business for years or decades and honed your underwriting and ........

Jun 14, 23 2 minute read

Press Releases